How to Spot Online Scams: A Senior’s Guide to Staying Safe

Introduction

Every day, scammers try to trick seniors out of money, personal information, and peace of mind. But with a little knowledge, you can outsmart them! This guide will teach you how to spot online scams fast—and what to do if you’re targeted. Let’s get started.

Why Seniors Are Targeted

Scammers often prey on seniors because they believe older adults:

• ❌ Are less familiar with technology.

• ❌ May be lonely or trusting.

• ❌ Have retirement savings or own homes.

6 Common Online Scams (and How to Spot Them)

1. Fake Tech Support Calls

• Red Flag: “Your computer has a virus!” calls from strangers.

• What to Do: Hang up. Never share passwords or payment info.

2. Phishing Emails

• Red Flag: Urgent messages like “Your account is locked! Click here!”

• Spot It: Check for typos or strange email addresses (e.g., support@amaz0n.net).

3. Romance Scams

• Red Flag: Someone you meet online asks for money or gifts.

• Protect Yourself: Use trusted dating sites like SilverSingles (affiliate link).

4. Grandparent Scams

• Red Flag: A caller claims to be your grandchild in trouble.

• Verify: Hang up and call your family directly.

5. Fake Lottery/Sweepstakes

• Red Flag: “You’ve won! Pay a fee to claim your prize.”

• Truth: Legitimate contests never ask for upfront payments.

6. Medicare/Health Insurance Scams

• Red Flag: Calls offering “free” medical equipment or new insurance cards.

• Report It: Contact Medicare.gov directly.

5 Steps to Protect Yourself

1. Slow Down: Scammers rush you. Always take time to think.

2. Verify: Call companies directly using numbers from their official websites.

3. Use Security Tools: Install McAfee Antivirus (affiliate link) to block scams.

4. Guard Personal Info: Never share Social Security numbers or bank details over email.

5. Talk to Someone: Ask a family member or friend if something feels “off.”

Helpful Tools & Resources

• AARP Fraud Watch Network: Free scam alerts and tips (affiliate link).

• LifeLock Identity Theft Protection: Monitor your personal info 24/7 (affiliate link).

• Truecaller App: Block spam calls automatically (affiliate link).

What to Do If You’re Targeted

• Report It: File a complaint at FTC.gov.

• Call for Help: Contact AARP’s Fraud Helpline at 1-877-908-3360.

• Stay Calm: Even if you shared info, acting fast can limit damage.

Free Download: “Scam Prevention Checklist”

👉 Download Now and keep it by your phone or computer!

Final Thoughts

You don’t need to be a tech expert to stay safe online. By learning these red flags and using trusted tools, you can surf the web with confidence. And if you’re ever unsure, reach out—we’re here to help!